Friday, May 11, 2007

Feds hold rates once again

Once again the Feds hold rates unchanged. This is good and bad news, as the Feds also said the inflation was still a concern, which will put pressure on the bond market, causing rates to inch up. However, the rates are still "low" according to Georges Lussier of Liberty Savings Bank:

30 year fixed on existing homes and spec homes 6.125% with 0 points
15 year fixed 5.75% with 0 points, this is a great refinancing rate.

3/1 ARM 5.75% with 0 points (Lowest rate)
5/1 ARM 6.00% with 0 points

Construction loan rates - one time closing 3/1 CP ARM 5.875% with 0 points
5/1 CP ARM 6.125% with 0 points.

All these rates are for loan amounts up to $650,000

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